NEXT GENERATION PRODUCTS FOR YOUR NEXT GENERATION OF CLIENTS
Our Junior SIPP, Junior ISA and Lifetime ISA can help your clients and their families… and your business.
A persistent opportunity
Research conducted by AJ Bell shows that more than 50% of assets under advice have a persistency of between 4 and 19 years – this is based on the life expectancy of the current owner of the assets. Developing early relationships with the beneficiaries of these assets resets the persistency countdown and helps to future-proof your business – as well as delivering the many benefits of financial advice to customers who may not otherwise look for it.
Meet the family
Gaining the trust, and therefore the future business, of your clients’ children and grandchildren may not be as simple as you would first think. Surprisingly, in a recent survey 50% of 22- to 37-year-olds stated that they would not consider using their parent’s financial adviser. Countering this resistance may demand some creative thinking, but the rewards – both for you and this next generation of clients – could be significant.
Wide range of products
Low-cost Junior SIPP, Junior ISA and Lifetime ISA with custody charges up to 0.20% p.a., dealing from £0 and no establishment or quarterly administration charges where assets are held on our Funds & Shares Service*.
A comprehensive investment range
Access to our 4,200 funds, ETFs and investment trusts, as well as our range of AJ Bell Funds – risk targeted multi-asset funds with an OCF cap starting from as little as 0.31%.
Award-winning platform functionality
You can access a range of easy-to-use portfolio, investment and cash management tools.
Client app and website
Clients can easily access their accounts on the move, via our dedicated client website and mobile/tablet app.
Opportunities to save and invest for children
Children with incapacity: CTFs and JISAs in limbo
Investing for the next generation
Making the most of tax wrappers for children
Our Consumer Duty hub revolves around you
Don’t get caught out by the Consumer Duty. See how we can help you meet the new rules with our new online resource that’s full of useful tools and information.
RegionNorthumberland - NorthScotland and Northern Ireland
RegionNorth EastNorthumberland - South