Thanks to the addition of our Retirement Investment Account – with an all-in platform charge from as little as 0.25% p.a. – our range of pensions could offer the perfect fit for clients at all stages of their savings journey. Our Retirement Investment Account provides your clients with:
- a low-cost charging structure that will appeal to a wider group of clients;
- access to our Funds & Shares Service, giving you and your clients comprehensive investment choice;
- the range of benefit options that you expect from us;
- access to the usual functionality and cash management tools that are available with our full SIPP; and
- a new pension option in addition to the existing SIPP.
The value of investments and the income from them can go down as well as up and your client may not get back their original investment.TRY OUR CALCULATOR
Retirement Investment Account ‘all-in’ pricing
|Retirement Investment Account||Charge|
|Pension portfolio up to £500,000||0.25% p.a.|
|Pension portfolio over £500,000||0.20% p.a.|
VAT is not payable on the platform custody charge outlined above.
There are no charges for:
- account setup
- wrapper administration
- online dealing*
- flexi-access drawdown
- capped drawdown
- UFPLS payments
*Dealing in instruments that settle in any currency other than GBP incurs a foreign exchange charge of 1.00% and this includes the acquisition or disposal of any assets as part of a corporate action and the payment of dividends in non-GBP.