We make sure our charges are highly competitive and completely transparent.

We provide access to a range of products and pricing options that allow for a wide range of client scenarios.

 

 

FA meeting client

SIPP vs RIA cost comparison

Not sure which is right for your client? Try our cost comparison.

SEE HOW THE COSTS STACK UP

How our charges apply in practice  

For a full breakdown of our charges, please refer to our charges and rates document.

VIEW MORE SCENARIOS

For illustrative purposes only.

  • Mrs Jones

    Retirement Investment Account


    Miss Jones

    Opens an AJ Bell Investcentre RIA

    Fund value £150,000

    Annual charge £375*


    Breakdown of annual charges

    £0 There is no initial setup charge.
    £0 There is no administration charge on assets that are invested using the Retirement Investment Account.
    £375* The custody charge is based on 0.25% of £150,000 when using the Retirement Investment Account in the Funds & Shares Service.

    *Plus VAT where applicable

  • Mr Smith

    SIPP invested via the AJ Bell Managed Portfolio Service (MPS)


    Mr Smith

    Opens an AJ Bell Investcentre SIPP

    Fund value £250,000

    Investing in the AJ Bell MPS

    Annual charge £875*


    Breakdown of annual charges

    £0 Setup charge is waived if £25,000 or more of SIPP assets is invested through our Funds & Shares Service.
    £0 The quarterly administration charge covers standard administration of the SIPP and is waived if £200,000 or more of SIPP, ISA and GIA assets are invested using our Funds & Shares Service.
    £500 The custody charge is based on 0.20% of £250,000 when using the Funds & Shares Service.
    £375* The MPS charge is based on 0.15% of the total fund value being invested using the MPS.

    *Plus VAT where applicable

  • Mrs Graham

    ISA and General Investment Account


    Mrs Graham

    Consolidating existing AJ Bell Investcentre ISA and GIA

    Fund value £100,000 (across both accounts)

    Annual charge £200


    Breakdown of annual charges

    £0 There is no administration charge on ISAs or GIAs.
    £200 The custody charge is based on 0.20% of £100,000.
  • Miss Davies

    Lifetime ISA invested into the AJ Bell Balanced Fund


    Miss Davies

    Opens a Lifetime ISA

    Fund value £5,000 (£4,000 + 25% Government bonus)

    Investing in AJ Bell Growth Funds

    Annual charge £10*


    Breakdown of annual charges

    £0 There is no administration charge on an ISA.
    £10* The custody charge is based on 0.20% of £5,000 when using the Funds & Shares Service.

    *Plus VAT where applicable

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