In this session Lisa looks at the transitional arrangements for those that have accessed their pension under the lifetime allowance regime, but still have uncrystallised funds that will be taken under the new rules. She’ll go through the standard calculations that apply and look at when transitional tax-free certificates may boost the tax-free cash your clients can take. With plenty of cases studies to examine when you should – and definitely shouldn’t – apply for a certificate, this session will give you the technical know-how as well as the practicalities of how and when to apply for certificates.
The value of investments can go down as well as up and your client may not get back their original investment. For professional advisers’ use only. Tax and pension rules apply.
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